Temuan penelitian ini menunjukkan bahwa peraturan, penegakan hukum, dan sosialisasi merupakan faktor penghambat dalam meningkatkan partisipasi.
Studi ini menganalisis tantangan dalam meningkatkan partisipasi dalam program jaminan sosial ketenagakerjaan (Jamsosnaker), mengevaluasi manfaat program, menilai program JKK dan JKm yang ada untuk Pegawai Negeri Sipil dan Tentara Nasional Indonesia-Polisi (TNI-Polri) di PT TASPEN dan PT ASABRI, serta untuk pekerja informal miskin. Temuan penelitian ini menunjukkan bahwa peraturan, penegakan hukum, dan sosialisasi merupakan faktor penghambat dalam meningkatkan partisipasi. Kebijakan pemerintah yang memisahkan pengelolaan JKK dan JKm untuk Pegawai Negeri Sipil dan TNI-Polri tidak mendukung prinsip gotong royong dan kesetaraan manfaat bagi seluruh pekerja. Keempat program Jamsosnaker telah memberikan manfaat yang baik. JKK-JKm bagi pekerja informal miskin akan bermanfaat untuk meningkatkan kesejahteraan mereka.
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